Terms of Use

Last updated: 1 January 2026

Please read these Terms of Use carefully before using the Wave Cascade website (wave-cascade.com) or our services. By accessing or using our website and services, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

2. About Our Services

Wave Cascade provides financial education programmes for children and teenagers. Our services include workshops, courses, and educational materials designed to improve financial literacy among young people.

Our educational programmes are intended to provide general financial education and should not be construed as financial advice. We do not provide personalised financial advice, investment recommendations, or tax guidance.

3. Eligibility and Enrolment

Participants

Our programmes are designed for young people aged 7 to 18. By enrolling a child in our programmes, you confirm that:

• You are the parent or legal guardian of the child
• You have the authority to enrol the child in our programmes
• The information you provide is accurate and complete

Booking and Payment

When you enrol in a programme:

• Payment is required at the time of booking unless otherwise agreed
• Prices are in British Pounds Sterling and include VAT where applicable
• We will confirm your booking by email

4. Cancellation and Refunds

Cancellation by You

• Cancellations made 7 or more days before the scheduled session: full refund
• Cancellations made within 7 days of the session: credit towards future sessions
• No-shows without prior notice: no refund or credit

Cancellation by Us

We reserve the right to cancel sessions due to unforeseen circumstances, insufficient enrolment, or other operational reasons. In such cases, we will offer a full refund or alternative dates.

Programme Changes

We may occasionally need to change programme content, timings, or educators. We will notify you of any significant changes as soon as possible.

5. Conduct and Safety

Participant Conduct

We expect all participants to:

• Treat educators and other participants with respect
• Follow instructions and safety guidelines
• Not disrupt sessions or interfere with other participants' learning

We reserve the right to remove participants who behave inappropriately, without refund.

Safeguarding

The safety of children in our care is paramount. All our educators have undergone DBS checks and safeguarding training. We maintain strict safeguarding policies in line with UK law and best practice.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and educational materials, is the property of Wave Cascade or our licensors and is protected by copyright and other intellectual property laws.

You may not:

• Reproduce, distribute, or republish any content without our written permission
• Use our materials for commercial purposes
• Modify or create derivative works based on our content

7. Website Use

When using our website, you agree not to:

• Use the website for any unlawful purpose
• Attempt to gain unauthorised access to any part of the website
• Interfere with the proper working of the website
• Transmit any viruses, malware, or harmful code
• Collect information about other users without consent

8. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over and accept no responsibility for the content, privacy policies, or practices of third-party websites.

9. Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. While we strive to provide accurate and up-to-date information, we do not warrant that:

• The website will be available at all times or operate without interruption
• The information on the website is complete, accurate, or current
• Any errors or defects will be corrected

10. Limitation of Liability

To the fullest extent permitted by law, Wave Cascade shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

Our total liability for any claim arising from our services shall not exceed the amount you paid for the specific programme giving rise to the claim.

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law.

11. Indemnification

You agree to indemnify and hold harmless Wave Cascade and its employees from any claims, damages, losses, or expenses arising from your breach of these terms or your use of our website and services.

12. Changes to Terms

We may revise these Terms of Use at any time by updating this page. Changes are effective immediately upon posting. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.

13. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our website and services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact Information

If you have questions about these Terms of Use, please contact us:

Wave Cascade
Suite 204, Enterprise House
47 Portland Street
Manchester M1 3LF
Email: [email protected]